.breadcrumb-nav{padding:14px 0;border-bottom:2px solid transparent}.breadcrumb{display:flex;gap:.5rem;list-style:none;margin:0;padding:0;font-size:13.5px;flex-wrap:wrap;color:var(--color-neutral-700)}.breadcrumb li:not(:last-child):after{content:"/";margin-left:.5rem;color:var(--color-neutral-500)}.breadcrumb a{color:var(--color-neutral-700);text-decoration:none}.breadcrumb a:hover{color:var(--color-accent-700)}.breadcrumb li[aria-current=page]{color:var(--color-text);font-weight:700}.page-hero{border-bottom:2px solid transparent;padding:5rem 0;color:var(--color-text)}.page-hero-content{max-width:700px}.page-eyebrow{display:inline-block;color:var(--color-accent-700);font-size:.85rem;font-weight:700;text-transform:uppercase;letter-spacing:2px;margin-bottom:.5rem}.page-hero h1{font-size:clamp(2rem,5vw,3rem);margin-bottom:1rem}.page-hero p{color:var(--color-neutral-700);font-size:1.05rem;max-width:600px}.kalk-page-section{padding:4rem 0}.kalkulator-intro{max-width:800px;margin:0 auto 3rem}.kalkulator-intro h2{font-size:1.6rem;color:var(--color-text);margin-bottom:1rem}.kalkulator-intro p{color:var(--color-neutral-800);line-height:1.8}.kalkulator-wrap{max-width:800px;margin:0 auto 4rem;background:#fff;border:2px solid var(--color-divider);border-radius:0;overflow:hidden}.kalk-progress-wrap{height:6px;background:#eee}.kalk-progress-bar{height:6px;background:var(--color-red);width:12.5%;transition:width .4s ease}.kalk-step-lbl{text-align:right;padding:.65rem 2rem;font-size:.8rem;color:var(--color-neutral-700);font-weight:600;border-bottom:1px solid #f2f2f2}.kalk-step{display:none;padding:2.5rem 2.5rem 1.5rem}.kalk-step.kalk-active{display:block;animation:fadeKS .3s ease}@keyframes fadeKS{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.kalk-step-icon{display:flex;align-items:center;justify-content:center;margin-bottom:.6rem;color:var(--text-dark)}.kalk-q{font-size:1.35rem;color:var(--text-dark);text-align:center;margin-bottom:2rem;font-weight:700;line-height:1.35}.kalk-opts{display:grid;gap:1rem;max-width:520px;margin:0 auto}.kalk-opts-2{grid-template-columns:1fr 1fr}.kalk-opts-3{grid-template-columns:repeat(3,1fr);max-width:680px}.kalk-opts-4{grid-template-columns:repeat(4,1fr);max-width:700px}.kalk-opt{display:flex;flex-direction:column;align-items:center;gap:.45rem;padding:1.25rem .85rem;border:2px solid #e0e0e0;border-radius:0;background:#fafafa;cursor:pointer;font-family:var(--font,sans-serif);text-align:center;transition:border-color .2s,background .2s,transform .15s,box-shadow .2s}.kalk-opt:hover{border-color:var(--color-red);background:#fff8f8;transform:translateY(-2px);box-shadow:0 4px 14px #e3061326}.kalk-opt.ko-selected{border-color:var(--color-red);background:#e306130f;box-shadow:0 2px 10px #e306132e}.koi{display:flex;align-items:center;justify-content:center;line-height:1;color:var(--text-dark)}.koi-dual{gap:.2rem}.kolabel{font-weight:700;font-size:.88rem;color:var(--text-dark)}.kodesc{font-size:.72rem;color:#777;line-height:1.4;margin-top:.15rem}.kalk-opt-tall{padding:1.5rem .85rem}.kalk-result-header{text-align:center;margin-bottom:1.5rem}.kalk-result-sub{color:#777;font-size:.875rem;margin-top:.25rem}.kalk-result-table{border:1px solid #eee;border-radius:0;overflow:hidden;margin-bottom:1.25rem}.kalk-result-row{display:flex;justify-content:space-between;align-items:center;padding:.9rem 1.4rem;border-bottom:1px solid #f0f0f0}.kalk-result-row:last-child{border-bottom:none}.kark-cat{font-size:.875rem;color:#444;display:inline-flex;align-items:center;gap:.4rem}.kark-val{font-weight:700;color:var(--text-dark);font-size:.95rem;white-space:nowrap;margin-left:1rem}.kalk-result-total{background:var(--color-surface);border-top:2px solid var(--color-divider)}.kalk-result-total .kark-cat{color:var(--color-text);font-weight:700}.kalk-result-total .kark-val{color:var(--color-accent-700);font-size:1.2rem}.kalk-hinweis{background:#fffbf0;border-left:4px solid #f5c518;border-radius:0 6px 6px 0;padding:1rem 1.2rem;font-size:.8rem;color:#666;line-height:1.6;margin-bottom:2rem}.kalk-contact-form{background:#f8f9fa;border-radius:0;padding:2rem;margin-bottom:1.25rem}.kalk-contact-form h3{font-size:1.15rem;color:var(--text-dark);margin-bottom:.4rem}.kalk-contact-form>p{font-size:.85rem;color:#666;margin-bottom:1.25rem}.kf-row{display:grid;grid-template-columns:1fr 1fr;gap:.85rem;margin-bottom:.85rem}.kf-group{display:flex;flex-direction:column;gap:.3rem;margin-bottom:.85rem}.kf-group label{font-size:.78rem;font-weight:600;color:#555}.kf-group input{padding:.6rem .8rem;border:1.5px solid #ddd;border-radius:0;font-family:var(--font,sans-serif);font-size:.875rem;background:#fff;transition:border-color .2s}.kf-group input:focus{border-color:var(--color-red);outline:none}.kf-check{display:flex;align-items:flex-start;gap:.5rem;margin-bottom:.5rem}.kf-check input{width:16px;height:16px;flex-shrink:0;margin-top:2px;cursor:pointer}.kf-check label{font-size:.78rem;color:#666}.kf-check a{color:var(--color-red)}.kalk-back-btn{background:none;border:none;color:#888;font-size:.875rem;cursor:pointer;font-family:var(--font,sans-serif);padding:.4rem .8rem;border-radius:0;transition:color .2s,background .2s}.kalk-back-btn:hover{color:var(--text-dark);background:#f0f0f0}.beratung-box{max-width:800px;margin:0 auto;background:var(--color-surface);border:2px solid var(--color-divider);border-radius:0;padding:2rem}.beratung-box h2{font-size:1.4rem;color:var(--color-text);margin-bottom:.75rem}.beratung-box p{color:var(--color-neutral-700);margin-bottom:1.25rem;max-width:640px;line-height:1.7}@media(max-width:680px){.kalk-step{padding:1.75rem 1.25rem 1.25rem}.kalk-opts-3,.kalk-opts-4{grid-template-columns:repeat(2,1fr);max-width:100%}.kalk-opts-2{grid-template-columns:1fr 1fr}.kf-row{grid-template-columns:1fr}.kalk-result-total .kark-val{font-size:1.05rem}}